- July 31, 2023
After a car accident, it is a common practice to exchange insurance information with the other driver. However, in a no-fault state like Michigan, you can receive compensation for collision damages from your own insurance company. As such, you may be wondering if you must contact the other driver and their insurance company.Our attorneys have provided answers below, discussing when you should or should not speak with the other driver’s insurance company. If you or a loved one find yourselves in a car accident in Michigan, contact Goodman Acker, P.C., immediately. We will provide legal advice while helping you protect your rights. Contact us today at 248-286-8100 for a free consultation.
Why contact Goodman Acker, P.C., after a car accident?
After a car accident, your emotional state might be all over the place, and you might not make the best decisions. This is why you need the Goodman Acker, P.C. team. Our attorneys have spent decades representing car accident victims and know the steps to take after a collision. We will guide you on these steps and protect your interests.
Call out: We aim to ensure that your claim is not unjustly denied and, if needed, to help you file a third-party lawsuit to recover fair compensation.
We have done this for many clients, as seen in our positive testimonials and excellent relationships. Our initial consultations are free, and you’re not obligated to commit to us. So call us at 248-286-8100 to book one and discuss what’s best for your case.
Do you need to speak to the other driver’s insurance company?
No! You have no obligation to speak to the other driver’s insurance company after a car accident, regardless of whether you are in a no-fault or fault-based state. Sometimes, an insurance company may contact you for more details about a car accident.
You do not have to speak to the other driver’s insurance company, especially without an attorney. If you must talk with an insurance company, ensure your attorney is present. Our car accident lawyer can provide valuable guidance, advice, and representation in a conversation where an insurance company attempts to serve its own interests. This way, you will not make any mistake that jeopardizes your claim or leads to the insurer paying less in benefits or settlement.
Does Michigan’s No-Fault Car Insurance Law require speaking with the other driver’s insurance company?
Generally, Michigan drivers are required to carry no-fault car insurance. You can file a claim with your insurance company to recover compensation after a car accident. You do not need to file a claim with the other driver’s insurance company to get coverage for your damages.
Call out: It is unlikely that the other driver’s insurance company will try to contact you. But if they do, you do not need to discuss your car accident.
The no-fault law does not require you to speak with the other driver’s insurance company following a car accident. In addition to the general reasons for not talking to the other driver’s insurance company (e.g., the insurance company looking for an excuse to deny just compensation), you do not need to work with the other driver’s insurance company to receive compensation. Your car insurance provider will offer compensation for your damages, and we can help you receive fair benefits.
When must you speak to the other driver’s insurer in Michigan?
There is an instance where you need to speak with the other driver’s insurer. This happens when you sustain a severe or catastrophic injury or a disfigurement or disability. In the presence of any of these conditions, Michigan law allows you to file a third-party claim or lawsuit.
Also, if you lost a loved one to a car accident and filed a wrongful death lawsuit, you might speak to the other driver’s insurer to receive compensation. Our attorneys can help you determine when to talk with the other driver’s insurer and what to say and avoid in such an instance.
Were you involved in a car accident? We can help!
The Goodman Acker, P.C. legal team can guide you through your car accident claim. We are dedicated to helping you obtain fair compensation and get your life back on track after a crash. Call us at 248-286-8100 to schedule a free consultation with our lawyers.